Forsyths Accounting Services
Financial Planning
- Supporting Mackay since 1949
- Independent and locally owned business
- Accounting services for a range of clients
About This Service
Mackay Financial Planning
Staying organised with your finances can feel like a full-time job—especially when tax, super and investments overlap. At Forsyths Accounting Services in Mackay, our financial planning support includes superannuation reviews, retirement strategies, risk management planning and guidance on structuring personal finances.
Our team aligns these services with current regulations and individual circumstances. We also review financial structures with an aim to identify compliance requirements and flag potential reporting obligations.
Whether you're preparing for retirement or reviewing your financial setup, our goal is to provide practical frameworks to suit varied income types and personal goals.
Call (07) 4953 1099 to speak with a team member about financial planning today.
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Frequently Asked Questions
Do I need a financial plan before I retire?
Having a financial plan before retirement may help clarify available income sources, superannuation position and expected expenses. It can also help identify timing for accessing super and whether current assets meet lifestyle goals. Although not mandatory, it’s often useful to review retirement options and seek financial guidance on how various decisions may affect long-term outcomes.
What is succession planning and who is it for?
Succession planning is the process of preparing for the transfer of assets, roles or responsibilities—often in a business or family context. It applies to business owners, farmers and individuals managing family wealth. The goal is to outline a smooth handover by reviewing legal structures, tax implications and preferred outcomes for those involved.
How often should a financial plan be reviewed?
A financial plan should be reviewed whenever major life events occur, such as a job change, marriage, divorce, inheritance or retirement. Even without big changes, reviewing plans every 12–24 months is considered a good practice. This allows updates based on changes in tax law, super rules or shifts in personal priorities and obligations.
WhAT WE DO
Working Across Tax, Compliance & Planning Needs
Financial circumstances often overlap, which is why Forsyths offers support that covers individual and business tax services. This includes succession planning, personal budgeting frameworks, wealth structure reviews and general business advisory.
Our team regularly works with self-managed super funds (SMSFs) and can assist with meeting ATO requirements. We also provide guidance on how financial choices may interact with tax outcomes and long-term obligations. Our goal is to stay up to date on legislative knowledge and to adjust our services based on specific client needs.
By looking at the broader financial picture, we aim to help individuals stay informed and prepared for the next phase—whether that’s retirement, investment decisions or financial documentation requirements.
